Personal Checking
- Regular Checking
- $100
- Minimum Opening Deposit
- No APY earned each statement cycle regardless of balance
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- Now Account
- $1,500
- Minimum Opening Deposit
- Minimum daily balance to obtain APY each statement cycle $500
- Annual Percentage Yield .10%
- Interest Rate .10%
- Super Now Account
- $2,500
- Minimum Opening Deposit
- Minimum daily balance to obtain APY each statement cycle $500
- Annual Percentage Yield .10%
- Interest Rate .10%
Rates effective 9/1/2023. Fees could reduce earnings on these accounts. Rate may change after account opening.
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Regular Checking
Our most basic plan.
Minimum daily balance to avoid imposition of fees - A maintenance fee* of $2.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the statement cycle.
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Fees: A debit transaction fee* of $0.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) except ATM and POS if the balance in the account falls below $500.00 any day of the statement cycle.
*These fees will be waived for senior citizens (55 and older) and minors (under 18). Customers must call to request fee waiver when reaching age 55 and over. -
Now Account
Keeping a minimum balance earns you interest
Minimum average balance to avoid imposition of fees - A maintenance fee of $5.00 will be imposed each statement cycle if the average daily balance for the statement cycle falls below $1,500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
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Super Now Account
Earn even more interest with a Super Now Account
Any day the balance in your account is $2,500.00 or more, the Super Now interest rate will apply. Any day the balance in your account is between $500.00 and $2,499.99, the interest rate for that day will be the Now Account rate. Minimum average balance to avoid imposition of fees - A maintenance fee of $10.00 will be imposed each statement cycle if the average daily balance for the monthly statement cycle falls below $1,500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
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Need to order Checks? The First National Bank in Trinidad has partnered with Deluxe in order to offer products specific to you. 