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You’re unique! And your needs are just as unique as you are. We get it – we’re unique too! We’re not a one-loan-fits-all lender. We offer a wide variety of financing options with just the right loan product for your unique circumstance.
Our loan programs include financing for home improvement, new home purchases, buyers with plans to build a home, and even manufactured home purchases.
Home Purchase/Refinance Program – for primary and secondary homes, as well as manufactured homes, available with a wide variety of rate options and minimal closing costs.
VA – financing for those who serve our country as part of the U.S. Armed Forces as service members, veterans, and eligible surviving spouses.
FHA – is a mortgage that is insured by the Federal Housing Administration of the U.S. Department of Housing and Urban Development (HUD). These loans typically require a lower down payment and make borrowing easier for all types of people including first-time homebuyers, and senior citizens.
USDA – loans are for homebuyers with below-average credit scores, and offer the benefit of a no-money down option, reduced Mortgage Insurance Premiums, and below market interest rates.
Home Equity Line of Credit – Use the equity in your home to finance home improvement projects, unexpected expenses, or any other need that rises. It’s a revolving line of credit with low rates and an affordable payment plan.
Home Construction/Permanent Financing Program – Get your plans underway quickly with our construction loan. When construction is complete the loan will automatically roll over into permanent financings. We make it simple for you with one loan closing and one set of closing costs.
We’ll help you determine which loan program is right for you, simply give us a call at 719-846-9881, or utilize the list of lending officers found here to inquire for more information. We’ve got convenient office locations in Trinidad, Walsenburg or Raton.

We look forward to hearing from you!

Equal Housing Lender – NMLS ID#402572