If you’ve got longings, we’ve got just the right loan product to help turn them into belongings. Apply online or come visit with an expert lender at one of our convenient locations in Trinidad, Walsenburg or Raton.

At The First National Bank in Trinidad we strive to offer a wide variety of loan products to suit the needs of the communities we serve, while keeping our rates low and fees at a competitive level. Our loan programs include financing for home improvement, new home purchases, buyers with plans to build a home, and even manufactured home purchases.

Home Construction/Permanent Financing Program – Get your plans underway quickly with our construction loan. When construction is complete the loan will automatically roll over into permanent financings. We make it simple for you with one loan closing and one set of closing costs.

Home Equity Line of Credit – Use the equity in your home to finance home improvement projects, unexpected expenses, or any other need that rises. It’s a revolving line of credit with low rates and an affordable payment plan.

Home Purchase/Refinance Program for primary and secondary homes, as well as manufactured homes, available with four different rate options and minimal closing costs.

Decisions are made locally on all of the above loan programs, and are serviced in-house for the life of the loan.

Please utilize the list of lending officers found here to inquire for more information, or apply online here. If you’re not sure which loan program is right for you, simply give us a call at 719-846-9881 and let our expert lenders help you make the right choice.

We look forward to hearing from you, and hope we can assist you as your lender.

Equal Housing Lender – NMLS ID#402572