At The First National Bank in Trinidad we strive to offer a wide variety of loan products to suit the needs of the communities we serve, while keeping our rates low and fees at a competitive level. Our loan programs include financing for new home purchases, buyers of vacant land, buyers with plans to build a home, manufactured home purchases, and agricultural/commercial/investment customers.

 Here is a comprehensive list of the loan products we offer:

Consumer Vacant Land Purchase Program offers a competitive interest rate with terms for both property with utilities, and property with no utilities. Closing costs are minimal.

Home Purchase/Refinance Program for primary and secondary homes, as well as manufactured homes, are available with four different rate options and minimal closing costs.

Home Construction/Permanent Financing Program for those who plan to purchase property and build a home, we offer a low interest rate for the nine to twelve month construction phase followed by permanent financing, all in one loan closing with one set of closing costs.

Agricultural/Commercial Program includes financing for improved commercial/investment property, land for grazing, or irrigated land for growing crops.

Decisions are made locally on all of the above loan programs, and are serviced in-house for the life of the loan.

FHA, VA, USDA, and Conventional Secondary Market financing can also be originated with minimal down payment requirements.

Please utilize the list of lending officers found here to inquire for more information, or apply online here. If you’re not sure which loan program is right for you, simply give us a call at 719-846-9881 and let our expert lenders help you make the right choice.

We look forward to hearing from you, and hope we can assist you as your lender.

Equal Housing Lender – NMLS ID#402572