Privacy Notice

What does the First National Bank in Trinidad do with your personal information?

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Privacy Notice

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.

Please read this notice carefully to understand what we do.

Types of Information We Use

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security Number

• Income

• Account Balances

• Payment History

• Transaction History

• Transaction or Loss History

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons The First National Bank in Trinidad chooses to share, and whether you can limit this sharing.

How We Can Use Your Information

The following are reasons we can share your personal information:

• For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. You cannot limit this sharing.

• For our marketing purposes— to offer our products and services to you. We do not share this information, and you cannot limit this sharing.

• For joint marketing with other financial companies— We do not share this information, and you do not need to limit this sharing.

• For our affiliates’ everyday business purposes— information about your transactions and experiences. We do not share this information, and you do not need to limit this sharing.

• For our affiliates’ everyday business purposes— information about your creditworthiness. We do not share this information, and you do not need to limit this sharing.

• For nonaffiliates to market to you— We do not share this information, and you do not need to limit this sharing.

Questions? Contact Us at (719) 846-9881.

FAQ

How does The First National Bank in Trinidad protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.

These measures include computer safeguards and secured files and buildings.

How does The First National Bank in Trinidad collect my personal information?

We collect your personal information, for example, when you:

• Open an account

• Make a wire transfer

• Apply for a loan

• Provide account information

• Show your driver's license

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes—information about your creditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.

• The First National Bank in Trinidad has no affiliates.

Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• The First National Bank in Trinidad does not share information with any nonaffiliates.

Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• The First National Bank in Trinidad does not participate in joint marketing.

Other important information

Locations in Trinidad, Colorado: Main Bank, Motor Bank and Wal-Mart Branch.

In Walsenburg, Colorado: The Huerfano County Branch.

In Raton, New Mexico: The First National Loan Production Office

Contact Us