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Checking

Personal Checking

Regular Checking

Minimum opening deposit $100

This is a non-interest bearing account.

Now Account

Minimum opening deposit $1,500

Minimum daily balance to obtain APY each statement cycle $500

Annual Percentage Yield .10%

Interest Rate .10%


Super Now Account

Minimum opening deposit $2,500

Minimum daily balance to obtain APY each statement cycle $500

Annual Percentage Yield .10%

Interest Rate .10%


Rates effective 5/1/2017. Fees could reduce earnings on these accounts. Rates subject to change.

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Regular Checking - Minimum daily balance to avoid imposition of fees - A maintenance fee* of $2.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the statement cycle.

Fees: A debit transaction fee* of $0.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) except ATM and POS if the balance in the account falls below $500.00 any day of the statement cycle.

*These fees will be waived for senior citizens (55 and older) and minors (under 18). Customers must call to request fee waiver when reaching age 55 and over.


Now Account - Minimum average balance to avoid imposition of fees - A maintenance fee of $5.00 will be imposed each statement cycle if the average daily balance for the statement cycle falls below $1,500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.


Super Now Account - Any day the balance in your account is $2,500.00 or more, the Super Now interest rate will apply. Any day the balance in your account is between $500.00 and $2,499.99, the interest rate for that day will be the Now Account rate. Minimum average balance to avoid imposition of fees - A maintenance fee of $10.00 will be imposed each statement cycle if the average daily balance for the monthly statement cycle falls below $1,500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.