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Start Here: What you should know about us

You may apply at any branch!
You can apply for a loan and talk to a loan officer at our main facility or one of our branch banks; Huerfano County Branch, Wal-Mart Branch, or Raton Loan Production Office.
Decisions are made locally!
Your loan won't be sent to a corporate office to be scrutinized.  Decisions are made right at your bank by people who know you and understand your situation.
Our closing costs are low!
Besides not charging a 1% origination fee* on home purchase and refinance loans, our other fees are kept to a minimum.
We don't sell our loans!
Our customers are our community, friends and neighbors - not commodities that can be sold to the highest bidder.
We are an Equal Housing Lender!
Equal Housing Lender means we comply with the Equal Credit Opportunity and the Fair Housing Acts.

* Please call for current loan rates

 

 

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